Wednesday, January 25, 2012
Counting Pennies ~ Common Cents
Money Saving Rule #3: Pay your bills on time!!!
This little bit of advice may sound stupidly obvious. But if you actually pay your bills manually, like me, this is a waste of money that will sneak up on you.
I used to be the best at keeping my bills paid and paying them on time. I never had a late charge. I never paid interest. There was no way I was going to let someone weasel me out of a dime more than I owed them.
But then there was life. A husband. More bills. Quitting my job. All of the sudden, it seems impossible to keep up with the bills that roll into the mailbox each month. I refuse to do my banking and bill paying online because I like to actually see what goes in and comes out of my account. It's too easy to ignore those bills and never check up on them when they are automatically drafted. And each time a bill goes in late (even if just by a day or two) a few more dollars has to come out of my pocket. Late fees add up, people!
Common sense and perseverance go a long way in saving money. And honestly, there's no better place to start than with the obvious. Am I right?
Pay your bills on time. It saves you money. Easy. Class dismissed.
*awesome quote found here.