Wednesday, January 25, 2012

Counting Pennies ~ Common Cents

Money Saving Rule #3: Pay your bills on time!!!

This little bit of advice may sound stupidly obvious. But if you actually pay your bills manually, like me, this is a waste of money that will sneak up on you.
I used to be the best at keeping my bills paid and paying them on time. I never had a late charge. I never paid interest. There was no way I was going to let someone weasel me out of a dime more than I owed them.

But then there was life. A husband. More bills. Quitting my job. All of the sudden, it seems impossible to keep up with the bills that roll into the mailbox each month. I refuse to do my banking and bill paying online because I like to actually see what goes in and comes out of my account. It's too easy to ignore those bills and never check up on them when they are automatically drafted. And each time a bill goes in late (even if just by a day or two) a few more dollars has to come out of my pocket. Late fees add up, people!

Common sense and perseverance go a long way in saving money. And honestly, there's no better place to start than with the obvious. Am I right?

Pay your bills on time. It saves you money. Easy. Class dismissed.

*awesome quote found here.


annelise said...

Amen to this. I am notoriously bad at simply forgetting to pay a bill, especially the credit card and only make a payment when I'm ignoring the six phone calls a day from the company. It's not because the money isn't there, it's just because I forget. The sooner I pay that mother off, the better.

Sarah Klassen said...

That is very true! There has only been once or twice that I have paid a late fee—due to an overwhelming amount of things to do—but good advice all around :)

Hope you are having a great week!


mimilove forever said...

eek! hiding behind sofa...dont like bills! ;0)
I hope in between all the common sense stuff and dog wee you're getting a chance to be as fabulous as you are?!

Looking forward to seeing the new cards and I'm desperate to see your paintings!! :)

Dawn said...

Here! Here!
I just started paying mine the minute I get it. Works lovely:)
Recess....should we go for a run...or a drink?:)